DeanaApr 9, 20201 minHow do you determine the Coverage A, Dwelling coverage amount?There are several ways to value your home and property. There is the appraisal, that takes in to account much more than just the dwellin...
DeanaApr 9, 20201 minDon’t hire that unlicensed contractor!While it might be tempting, either because of cost or scheduling, to hire an unlicensed contractor. The results can be disastrous. Obvi...
DeanaApr 9, 20201 minLiability coverage. It’s right in the name!When people ask about liability coverage, many times they ask, “does this cover me for EVERYTHING”? Well first of all, no insurance cove...
DeanaApr 9, 20201 minShould I file a claim? When you have a loss, this is a good time to get in touch with your agent. I think it’s a mistake for people to rush and call their insu...
DeanaApr 9, 20202 minWhat to do after an accident. Discuss this with your kids and employees!1. Stop, put on parking brake, do not turn off lights or turn signal, this could be important later on. 2. Take pictures of all vehicles ...
DeanaApr 9, 20201 minWhen can I drop comp and collision? Many times, when counseling a new client on coverages, the question is asked “do I really need comprehensive and collision coverage”? My...
DeanaApr 9, 20201 minChanging communities mean changing insuranceRecently a client was asking about some rate increases on his Bend, Oregon home, auto and umbrella insurance policies. I went through al...
DeanaApr 9, 20201 minNot all water damage is created equalMost people know that like Earthquake insurance, Flood insurance is not included in a homeowner’s policy. Flood polices can be obtained t...
DeanaApr 9, 20201 minDon’t shop on price and lose sight of coverage. The big insurance companies like to advertise “15 minutes can save you 15%”, or “call us to save $732”. They advertise PRICE and totally...