There are several ways to value your home and property. There is the appraisal, that takes in to account much more than just the dwelling. It is affected he...

While it might be tempting, either because of cost or scheduling, to hire an unlicensed contractor. The results can be disastrous. Obviously, you know that...

When people ask about liability coverage, many times they ask, “does this cover me for EVERYTHING”? Well first of all, no insurance covers you for everythin...

When you have a loss, this is a good time to get in touch with your agent. I think it’s a mistake for people to rush and call their insurance carriers befor...

1. Stop, put on parking brake, do not turn off lights or turn signal, this could be important later on. 2. Take pictures of all vehicles involved. Note the t...

Many times, when counseling a new client on coverages, the question is asked “do I really need comprehensive and collision coverage”? My answer is this… if ...

Recently a client was asking about some rate increases on his Bend, Oregon home, auto and umbrella insurance policies. I went through all of the usual reaso...

Most people know that like Earthquake insurance, Flood insurance is not included in a homeowner’s policy. Flood polices can be obtained through a separate po...

The big insurance companies like to advertise “15 minutes can save you 15%”, or “call us to save $732”. They advertise PRICE and totally disregard coverages...